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The Lending Room – Loan Review

4.0 / 5 editorial score

Amount, $500 - $25 000 ;Term, 6 - 60 months

Amount $500 – $25,000
Rate from 7,00 %
Term 6 – 60 months
Approval 6 - 60 months
Apply for Loan ad

Applying does not commit you to any agreement.

The Lending Room repayment example

Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.

AmountFeeTotal paymentTerm
$2 000$412$2 4122 years

How to apply for The Lending Room

  1. Apply Online
  2. Check your loan
  3. Following approval

The Lending Room eligibility requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About The Lending Room

The Lending Room is operated by The Lending Room Limited. Registered location: tower 2 level 1/646 Great South Road, Ellerslie, Auckland 1051. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.

Loan Example

Loan amount $2 000 borrowed and fully repaid after 2 years of using the loan. Total amount payable = $2 412. The fee would be $412.

Loan Requirements

  • ✓ Be over 18 years of age
  • ✓ Be a citizen or permanent resident of New Zealand

Loan Features

  • Online loans up to $25 000
  • Term 6 - 60 months
  • Easy online application

Frequently Asked Questions

6 - 60 months after submitting your application.

The minimum amount at The Lending Room is $500.

Yes, The Lending Room offers an online application process. Visit their website to apply.