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Instant Cash – Loan Review

4.0 / 5 editorial score

Amount, $300 - $50 000 ;Term, 1 - 60 months

Amount $300 – $50,000
Rate from 30,00 %
Term 1 – 60 months
Approval 1 - 60 months
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Applying does not commit you to any agreement.

Instant Cash repayment example

Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.

AmountFeeTotal paymentTerm
$10 000$3 526$13 5261 year

How to apply for Instant Cash

  1. Apply online in minutes
  2. Get approved & confirm
  3. Get funds same day

Instant Cash eligibility requirements

  • Over 18
  • Employed
  • Be a citizen or permanent resident of New Zealand

About Instant Cash

Instant Cash is operated by Easy Financing Pty Ltd. Registered location: 1/2 Kingsland Terrace, Kingsland, Auckland 1021. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.

Loan Example

Loan amount $10 000 borrowed and fully repaid after 12 months of using the loan. Total amount payable = $13 526. The fee would be $3 526.

Loan Requirements

  • ✓ Over 18
  • ✓ Employed
  • ✓ Be a citizen or permanent resident of New Zealand

Loan Features

  • Online loans up to $50 000
  • Term 1 - 60 months

Frequently Asked Questions

1 - 60 months after submitting your application.

The minimum amount at Instant Cash is $300.

Yes, Instant Cash offers an online application process. Visit their website to apply.