Home Loans

        Home Loans in New Zealand

A home loan, also known as a mortgage, is a long term loan – generally ranging from 25-30 years – that is used for the purpose of purchasing a house or land.

$1,000,000
Loan amount $50,000 - $1,000,000
Interest 2.79 %
Maturity 1 - 30 years

Fast information

Properties of this loan

  • Online loans up to $1 000 000
  • Term 1 - 30 years

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company ANZ Bank New Zealand Limited

Borrow from $50,000 with interest from the 2.79 % Moread
$10,000,000
Loan amount $1,000 - $10,000,000
Interest 2.69 %
Maturity 6 months - 30 years

Fast information

Properties of this loan

  • Online loans up to $10 000 000
  • Term 6 months - 30 years

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company ASB Bank Limited

Borrow from $1,000 with interest from the 2.69 % Moread
$3,000,000
Loan amount $10,000 - $3,000,000
Interest 4.29 %
Maturity 1 - 30 years

Fast information

Properties of this loan

  • Online loans up to $3 000 000
  • Term 1 - 30 years

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Kiwibank Limited

Borrow from $10,000 with interest from the 4.29 % Moread
$3,000,000
Loan amount $10,000 - $3,000,000
Interest 4.59 %
Maturity 6 months - 30 years

Fast information

Properties of this loan

  • Online loans up to $3 000 000
  • Term 6 months - 30 years

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Westpac New Zealand Limited.

Borrow from $10,000 with interest from the 4.59 % Moread
$2,500,000
Loan amount $10,000 - $2,500,000
Interest 2.69 %
Maturity 6 months - 30 years

Fast information

Properties of this loan

  • Online loans up to $2 500 000
  • Term 6 months - 30 years

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Bank of New Zealand

Borrow from $10,000 with interest from the 2.69 % Moread
$158,000
Loan amount $227 - $158,000
Interest 17.95 %
Maturity 6 - 84 months

Fast information

Properties of this loan

  • Online loans up to $158 000
  • Term 6 - 84 months

Loan requirements

  • Over 18
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Max Money Group Limited

Borrow from $227 with interest from the 17.95 % Moread
$20,000
Loan amount $1,000 - $20,000
Interest 9 %
Maturity 6 - 36 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 6 - 36 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company 121 Finance Ltd.

Borrow from $1,000 with interest from the 9 % Moread

        Home Loans in New Zealand

What is a home loan?

A mortgage comes with fees and charges but the main cost is the interest charges. The loan will come with an interest rate that determines how much interest you will be charged each month. The interest rate is generally the most competitive feature across mortgage products and even a small change in rates could change the cost by thousands of dollars per year. 

How do I compare a home loan?

When searching for the right mortgage, you need to be aware of all the features plus the bells and whistles available on some products. Once you know what features you need, you can compare aspects to get an understanding of the overall cost.  

Mortgage features to consider when making a comparison

When comparing mortgages, be sure to consider interest rates, loan terms, costs and features when deciding what is best for you. 

Take a look at some of the great home loans available in New Zealand currently:

Company - Rate as at 6/7/2020 - Max LVR


Home Loans in New Zealand rating: 4.5/5 from 514 votes.

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