Crester Credit
Amount, $800 - $15 000 ;Term, 7 - 36 months
$800 – $15,000
Rate from 10,00 %
Approval: 7 - 36 months
Loans without photo ID in NZ
We compare 4 offers. Updated 03 May 2026.
Best Loans without ID 2026
Ferratum
Amount, $100 - $3 500 ;Term, 1 - 45 days
$100 – $3,500
Rate from 0,00 %
Approval: 1 - 45 days
Harmoney
Amount, $2 000 - $50 000 ;Term, 3 - 5 years
$2,000 – $50,000
Rate from 6,99 %
Approval: 3 - 5 years
Cash Relief
Amount, $100 - $1 000 ;Term, 1 - 365 days
$100 – $1,000
Rate from 252,00 %
Approval: 1 - 365 days
Is it real to get loan without ID?
Every loan provider needs basic verification of the person who applies for loan. If you do not have valid ID or some damaged ID card, it is hard for the provider to approve you loan. This process is also for everybody's protection to prevent taking loan to people with no clue about having loan because of stolen ID etc.
I am missing photo on my ID and need fast loan
ID cards without having photo for some reason could be hardly valid to get loan. You should take care of it and make new one with photo to be valid.
Or you just do not want to your ID be photocopied by loan provider?
Some people take very care of their privacy and do not trust to every loan providers. But it is neccessary to have store identification of the loan applicants to protect themselves that they really provide loan to right person and no scammed person.